D3
Where to begin if something has happened to me

Everything your family will need — organized, encrypted, ready.

D3 — short for Dead, Dying or Disabled — walks you through every piece of information someone you love will need if you can no longer speak for yourself. Wills, healthcare directives, accounts, contacts, wishes. One quiet, careful place.

End-to-end encrypted fieldsYour data, your accountScan documents with your camera

“Things will still be hard. This guide aims to make things a little less so.”

Three groups of people. One quiet plan.

D3 doesn’t pretend to be the end-all of estate planning. It’s the binder you wish your loved one had filled out — except it’s digital, secure, and walks you through every section.

For everyone

Even healthy 30-year-olds. Set legacy contacts on your accounts, freeze your credit, name beneficiaries, and put the binder somewhere a trusted person can reach it.

If something might happen to you

Get the essentials in place: a Will, advance directive, healthcare and financial powers of attorney, and a trusted person on your accounts. Partial is fine — start now.

If it just happened to someone you love

Beware vultures, document everything, keep cell and security services running, order ten death certificates up front, and pace yourself — probate takes time.

Twenty-four sections. None of them rushed.

D3 walks you through a refined and expanded process developed as a guided experience. Skip what doesn’t apply, save partial answers, come back any time.

Identity

Your name, IDs, contact info, life events, citizenship, military service.

Spouses

Current and prior — required for life insurance, benefits, and probate.

Family

Parents, siblings, children, grandchildren — whether you're close or not.

Real Estate

Properties, mortgages, security systems, who has access.

Employment

Employer, manager, HR, benefits enrollment, coworkers.

Funeral & Wishes

Cemetery, funeral home, remains, service, obituary preferences.

Medical

Directives, conditions, medications, allergies, providers.

Key Contacts

Attorney, CPA, financial advisor, clergy, on-death contacts.

Dependents

Children or others in your care — full profile each.

Pets

Care, placement, identification — they need a plan too.

Digital Accounts

Devices, password managers, MFA, email, social, subscriptions.

Items of Value

Vehicles, jewelry, collectibles, electronics, artwork.

Financial

Banks, cards, investments, retirement accounts.

Insurance

Home, auto, life, health, disability, AD&D.

Memberships

Clubs, rewards, magazines, time shares — to keep or cancel.

Storage & Safes

Safe deposit boxes, storage units, home safes.

Tax Records

Where they're filed, who prepared them.

Debts & Credits

What you owe and what is owed to you.

Legal Documents

Will, POA, Trust, Advance Directive, HIPAA — uploaded and tagged.

Personal Directives

Specific instructions if you're temporarily incapacitated.

Smart capture

Hate filling out forms? Just scan.

Use your phone camera or upload a PDF and D3 will read the important fields for you — driver’s license numbers, insurance cards, account statements, deeds, vehicle titles, even handwritten notes. You always confirm before anything is saved.

Documents D3 can scan for you

  • Driver’s license, state ID, passport — extracts number, expiration, address
  • Insurance cards (front + back) — extracts member ID, group, claims phone
  • Social Security card — encrypted on capture
  • Vehicle titles & registrations — VIN, make, model, lien holder
  • Property deeds & tax statements — parcel ID, address, valuation
  • Wills, trusts, POAs, advance directives — auto-tagged and stored encrypted
  • Marriage / divorce certificates — dates, parties, jurisdiction
  • Bank statements & account summaries — institution, account type, last 4
  • Membership cards & rewards programs
  • Handwritten lists of accounts, passwords, instructions
Security first

Your most sensitive fields never leave the device unencrypted.

SSNs, account numbers, passwords, PINs and similar secrets are encrypted in your browser before they’re ever sent across the internet — using a passphrase only you know. Even D3 can’t read them.

Field-level encryption

AES-GCM-256 with a key derived from your passphrase via PBKDF2 (250,000 rounds, SHA-256). Nothing leaves the page in plaintext.

Row-level isolation

Postgres RLS guarantees no other user can ever query your records — even if they had your account number, they couldn't pull your data.

You decide who sees it

Designate a representative who can request access in an emergency. Until then, only you hold the key.

The hardest part is starting.

You don’t need to know every answer today. Fill in what you can — partial information is still infinitely better than none.